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If you have bad credit and are looking for help you've come to the right place. From obtaining a guaranteed credit card to help rebuilding your credit file to find the smartest way to file for bankruptcy! You'll find those resources and more here.

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You can save time and aggravation by shopping and applying for your credit, credit card and loan needs online.

Credit Card Overhauls Seem Likely (NYTimes.com via Yahoo! Finance)
Proposed regulations changes are strongly opposed by the credit card industry, which has long beat back any regulatory constraints.

Improved credit score could save you a lot of money (Chicago Tribune)
Good numbers mean better deals, rates If you can improve your credit scores, you will probably spend less money, perhaps hundreds or thousands of dollars less each year.

Gilts Advance for Third Week on Credit-Market Losses Widening (Bloomberg.com)
July 5 (Bloomberg) -- U.K. government bonds rose for a third week after a U.S.-based private equity firm withdrew its offer to take a stake in Bradford & Bingley Plc, rekindling concern about further credit-market losses.